Investing can be complicated, especially if you don’t have much experience. That’s why you should get advice – it can help you make the most of your money.Resource: theinvestorscentre.co.uk
An adviser can help you with a long term plan that takes your goals and risks into account. They will also explain any fees that apply – these may include an initial charge or ongoing charges, which your adviser will discuss with you. You can find out more about how much financial advice costs by visiting the Financial Conduct Authority (FCA) website. You can also check the FCA Register to see if a firm is regulated.
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You can get an investment plan online, over the phone or in person – at a time and place that suits you. During your first meeting with an adviser, they will take the time to understand you and your goals and will ask about your attitude to risk. Then they will make a recommendation, taking everything into consideration. They can also help you to set up a regular service, including a yearly review and customer report.
US Citizens living in the UK face a number of issues that can limit their banking and investment options. For example, many UK-based mutual funds are considered Passive Foreign Investment Companies (PFICs) and may not be suitable for U.S. persons due to regulatory issues. This can lead to higher cost and less choice for these clients. Moreover, the rules on investing are complex and vary by state.…